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Insurance /
There Are Three Types Of Auto Insurances:
All Risk 
All risk is a type of insurance coverage that can excludes only risks that have been specifically outlined in the contract. "All risks" means that any risk that the contract does not specifically omit is automatically covered. 
Material Damage 
Usually covers material damage caused to the second party’s car due to an accident.
It also covers death and disability as well as medical expenses of the passengers and drivers up to a certain limit.
Obligatory/Bodily Injury 
Bodily injury liability insurance covers you in the event that you cause an accident that hurts someone else. Your bodily injury liability insurance covers the medical costs of any physical injury incurred by passengers in your car and other cars after an accident for which you are responsible. It also covers the legal costs that you may incur when you cause an accident.




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